Mosaic to offer solar ownership loans in US

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Solar crowdfunding service Mosaic is to offer loans to homeowners in California for PV systems.

In a partnership with installer Real Goods Solar (RGS), the company will offer loans to buy PV systems with money sourced from those using Mosaic to make investments in solar.

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The largest installer in the US, SolarCity, operates largely on a leasing agreement where it retains ownership of the systems. The end of the Investment Tax Credit, confirmed in the most recent budget, could challenge the viability of the leasing model.

“Homeowners gain all the benefits of ownership with the simplicity of a lease, while investors gain access to transparent and tangible investments in the booming home solar market,” said Billy Parish, Mosaic’s president and co-founder in a statement.

“While we continue to see strong demand for the leasing of solar power systems, there is also increasing interest in direct ownership by the homeowner,” Kam Mofid, CEO, RGS Energy.

“…The Mosaic Home Solar Loan…allows people to own their system from day one. This offering helps RGS Energy deliver attractive and affordable solar options, while recognising that different customers require different solutions to meet their particular needs,” added Mofid.

Bloomberg reported that the Mosaic platform would be expanded nationwide later this year.

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