Mosaic to offer solar ownership loans in US

Facebook
Twitter
LinkedIn
Reddit
Email

Solar crowdfunding service Mosaic is to offer loans to homeowners in California for PV systems.

In a partnership with installer Real Goods Solar (RGS), the company will offer loans to buy PV systems with money sourced from those using Mosaic to make investments in solar.

This article requires Premium SubscriptionBasic (FREE) Subscription

Try Premium for just $1

  • Full premium access for the first month at only $1
  • Converts to an annual rate after 30 days unless cancelled
  • Cancel anytime during the trial period

Premium Benefits

  • Expert industry analysis and interviews
  • Digital access to PV Tech Power journal
  • Exclusive event discounts

Or get the full Premium subscription right away

Or continue reading this article for free

The largest installer in the US, SolarCity, operates largely on a leasing agreement where it retains ownership of the systems. The end of the Investment Tax Credit, confirmed in the most recent budget, could challenge the viability of the leasing model.

“Homeowners gain all the benefits of ownership with the simplicity of a lease, while investors gain access to transparent and tangible investments in the booming home solar market,” said Billy Parish, Mosaic’s president and co-founder in a statement.

“While we continue to see strong demand for the leasing of solar power systems, there is also increasing interest in direct ownership by the homeowner,” Kam Mofid, CEO, RGS Energy.

“…The Mosaic Home Solar Loan…allows people to own their system from day one. This offering helps RGS Energy deliver attractive and affordable solar options, while recognising that different customers require different solutions to meet their particular needs,” added Mofid.

Bloomberg reported that the Mosaic platform would be expanded nationwide later this year.

Read Next

Premium
October 10, 2025
Gaëtan Masson of IEA PVPS warns of overcapacity, collapsing prices and slipping module quality in the new Trends in PV Applications report.
October 10, 2025
The European solar module market has reached a “state of equilibrium” in recent weeks, with stable prices and regular demand.
October 10, 2025
US solar recycling firm OnePlanet has achieved the R2v3 certification from electronics sustainability non-profit SERI, which represents the “highest standards of traceability”.
October 10, 2025
NTPC Renewable Energy Limited has signed an MoU with the Government of Gujarat to develop 15GW renewable energy projects in Gujarat.
October 10, 2025
Australia's renewable energy sector recorded its slowest month of the year for additions in September, with 5.8GW of new projects added to development pipelines, according to data from Rystad Energy.
October 9, 2025
The Australian government has announced the results of the fourth Capacity Investment Scheme (CIS) tender, with 6.6GW of renewables awarded long-term contracts.

Subscribe to Newsletter

Upcoming Events

Solar Media Events
October 21, 2025
New York, USA
Solar Media Events
November 25, 2025
Warsaw, Poland
Solar Media Events
December 2, 2025
Málaga, Spain
Solar Media Events
February 3, 2026
London, UK